- Car crashes involving male drivers result in more deaths.Police officer at the scene of the Jeep and car road accident. image by Dragan Trifunovic from Fotolia.com
Claims for male drivers tend to be more severe and more likely to occur. In a 2007 study conducted by the National Highway Traffic Safety Administration (NHTSA) and U.S. Department of Transportation, 6.1 million automobile accidents involved males, compared to 4.4 million accidents for females. Of those crashes that were fatal, more than twice as many involved male drivers. - Statistics show more men have driven while under the influence than women.dont mix image by FocalPoint from Fotolia.com
Studies from Quality Planning Corp., an insurance verification company, show that men are at least 50 percent more likely to receive citations for moving violations like speeding and reckless driving. NHTSA has also found that four times as many males as females have driven while under the influence of alcohol. - Evaluation of these studies suggests that men are more prone to aggressive and reckless actions while driving. Such behaviors can cause unsafe driving conditions that are more likely to cause an accident.
- According to Car-Accidents.com, men drive about 60 to 65 percent more than women do, and usually take longer trips. The more time a driver spends on the road, the more likely it is that he may be involved in an accident.
- While gender does impact car insurance premiums, the impact it has is usually small. It might only increase the premium anywhere from .5 to 5 percent.
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