Medicare is a savior for the elderly or is it? The truth is that the Medicare system is not all that it is cracked up to be and therefore the performance can be a bit 'more than most older people can manage on their own.

Some recent changes in the system have made the process much more complicated to deal with Medicare and all these changes have made it very difficult for seniors to make the necessary choices to make. The original Medicare program was essentially a health insurance plan for the elderly that you went up and that was it. They have covered up what they have covered and denied anything they wanted, which in most cases, it was really more than I should have, but the plan was just there.

Medicare benefits have never been what they should be and the truth is that many seniors in our country are discriminated against when they try to find suppliers of health care simply because suppliers receive very little in exchange for managing the population. And we must deal with their health care needs are great and they can be sometimes very difficult to treat if it's really not surprising that doctors really want to at least collect a complete description of these patients. Unfortunately, this very simply not happen.

Even worse then the way in which Medicare doesn't cover most of an elderly person's medical needs is the way in which the new structure of this program is confusing the heck out of the older generation. There are many different options that are available and even for those who can afford these additions to their health care plan it can still leave their head spinning and leave them wondering which benefits are right for them and since they have the options to make changes every year those who are older need help determining the benefits package that will best serve their needs.

If you have an elderly relative they probably won't ask you to help them make their Medicare selections but you should inquire about this. All changes to existing plans need to be made by the end of the year and it probably would be helpful to them if you took a look at their options and gave them some feedback about their selections. Once they have selected a plan it will be in effect for an entire year so making the right choices with Medicare can really help them to save some money.