Employee Contribution for an IRA

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An individual retirement account, or IRA, is one of many ways to save money for retirement. There are many IRA account types, including IRAs designed to for small businesses to offer retirement benefits to their employees. All types of IRA accounts offer important tax advantages. However, Internal R

How to Get a Foreclosure Off a Credit Report

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Besides bringing down a FICO score, having a foreclosure on your credit report will also negatively affect your ability to purchase another home. Depending on your state laws, a foreclosure will typically stay on a credit report for seven to ten years. Many lenders will not finance someone who has

Can You Get Unemployment If You Are Fired in Washington?

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Unemployment insurance in Washington state is provided by the Employment Security Department. It provides temporary cash payments to people who become unemployed through no fault of their own, such as a layoff or business closure. If an employee is fired, he still may be eligible but the situation m

How to Pull Money From a Roth IRA

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Roth IRAs are popular retirement plans because, although you can't deduct contributions from your taxes, they offer a unique tax benefit. With a Roth IRA, not only are investment earnings not taxed while in the account, they are never taxed if properly withdrawn after you retire. Like traditional IR

How to Start a Retirement Account at Age 50

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According to CNBC News, it's never too late to start saving for retirement. If you're starting your nest egg at age 50, you'll need to allocate more funds towards investing and choose a conservative approach. Also, as you get closer to retirement, less of your investments should be in stocks (which

What Is the Most a Single Person Can Put in a Roth IRA?

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Many people put aside money for retirement through a plan at work, such as a 401k plan or 403b plan. However, if you expect to be in a higher income tax bracket at retirement than you fall in during the current year, you may benefit from contributing to a Roth IRA.

So you really want to save money?

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Make saving money a priority! We've all heard the phrase, "I can do anything if I put my mind to it!" Well saving money is no different. Regardless of your income, you can save money ...

How to View Account Activity on a Bank of America Credit Card

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Whether you use your Bank of America credit card for personal or business reasons, keeping track of your spending is essential. Tracking the money you spend on your card can help you reduce unnecessary expenditures and avoid overspending. Tracking your charges also gives you early warning for possib

Grants for College Students in Psychology

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Students seeking to pursue study of the mind in college can find ample scholarships and grant opportunities. The departments of psychology of many colleges and universities offer grants and scholarships, generally for upperclassmen who have declared a psychology major. Awards are based on academic m

How to Compare Market & Savings Accounts

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Money market and savings accounts are effective means of saving for a vacation, college, or just a rainy day. Your goals for opening a savings account will determine what criteria you will use when making a comparison of money market and savings accounts. Money market accounts may have a higher inte

Legal Revocable Trust Vs. Irrevocable Trust in Kansas

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In the state of Kansas, you can avoid probate by transferring some or all of your assets into a revocable or an irrevocable trust. Both revocable and irrevocable trusts are types of living trusts, which means the trust exists before your death. In Kansas, people who establish trusts are commonly cal

The Benefits of Traveler's Checks

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Traveler's checks are pre-printed for a fixed amount. They are usually bought at banks or from institutions such as American Express or AAA. Traveler's checks can be used the same way as cash but are protected against loss or theft. They have historically been good choices for people who...

How to Compare Moody's Ratings to S&P Ratings

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Moody's and Standard & Poor's (commonly known as S&P) are debt rating agencies. They give opinions on how safe different bonds are for investment. The rating is essentially a credit score for a bond. The highest rating is AAA, which means that a bond issuer is extremely likely to pay back the inve

How Is SSI Different From SSD?

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The Social Security Administration (SSA) not only provides financial benefits for retirees, it also has programs that can help those with disabilities and those with low incomes. The Social Security Disability, or SSD, program and the Supplemental Security Income, or SSI, program are both administer

Scholarships from Mercer University

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The Baptist Church founded Mercer University in Macon, Georgia, in 1833. The school ranked eighth among all regional universities in the southern United States in the "U.S. News and World Report" "Best Colleges 2011" ratings. For the 2010 to 2011 school year, the cost to attend Mercer was $30,560 fo

Can You Build Good Credit With a Low Spending Limit?

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The three-digit number known as a FICO score determines what interest rate you receive for a new car purchase as well as the amount of deposit required from the utility company. Building a good score requires obtaining and using credit wisely. However if you are just starting to build a credit hist

How to Find Printable Coupons for Golden Corral Restaurant Buffet

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Golden Corral is a family buffet style restaurant chain offering a variety of meal items and is famous for their great all you can eat buffet.Golden Corral started in Raleigh NC in 1973 and currently has locations in over 40 or more states in the U.S. It can be very difficult to find printabl

How Much Does an Archaeologist Make a Year?

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Archaeologists recover and study material artifacts that provide a tangible link to previous civilizations. They may specialize in a certain era, area or type of artifact, such as coins or pottery, but in all cases they seek to further knowledge of past human cultures. Archaeologists work in the fie

If I Take Out My 401k Can I Roll It Over With No Penalty?

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401k plans are tax shelters that defer income taxes on your retirement savings. By doing this, you are able to increase the amount of money you save for retirement. However, you don't have to keep your 401k plan until you retire. If you are over age 59 1/2, or have left your employer, you may roll y

What's so hot about Institutional Broking?

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Institutional broking, a.k.a. institutional stock broking, is the provision of stock broking services to fund managers and financial institutions. The words 'stock broking services' should be enough to let you know-there's a lot of money ...