Business & Finance Investing & Financial Markets

How to Buy a Government Owned Home at Auction

    • 1). Arrange financing for the purchase of foreclosure. Buying a home at auction will typically require you have cash-in-hand at the time of purchase.

    • 2). Contact the county where you are interested in purchasing a home. Ask for the office that handles this process. Typically, this is the tax assessor's or collector's office.

    • 3). Ask where postings for upcoming foreclosures are located, as well as their time and location. Some counties post these foreclosures online; others only make them available at the courthouse. See "Foreclosure Law Procedures By State" for additional general details about the auctioning body, the process period and other relevant details for your state.

    • 4). Arrive at the auction location on the appointed day. Have cash or a cashier's check in hand for purchase.

    • 5). Submit a bid on the desired property when it is announced. You may be bidding against other members of the public, or even the bank itself.

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