Even though truck insurance cost more that car insurance you can still get a better deal than the one you have.
Today with this very bad economy insurance companies are hurting for business as well so are making really great deals to get your business.
There are a few things you can do to get cheap truck insurance.
1.
Good driving record: If you have a good driving record and that means no speeding tickets or accidents over the past 5 years then you may get a discount.
2.
Senior discounts: Senior citizens are eligible for a discount.
3.
Combine policies: If you can combine all of your autos onto one policy and if you can add your home insurance with the same company this will also give you a discount.
4.
Deductibles: If you have a $100 deductible that means your not getting a discount.
If you raise your deductible to $500 you can save up to 10% and if you can afford $1,000 deductible that can save you up to 25%.
If you can't afford that now you can soon and here's how.
First thing you do is open a bank savings account and start making monthly payments to yourself until you get to the deductible limit.
The next thing you do is leave it alone and never touch it until needed.
Over time the interest will grow and you will have an emergency fund for those rainy days.
5.
Bad claims: What is a bad claim? A bad claim is a minor accident that cost less or a few dollars more than the deductible.
By making claims on every little incident your insurance rates will sky rocket.
To learn more and start checking out great deals please check out cheap truck insurance and start saving money now!