Nebraska auto insurance laws are basically similar to those of other states. To drive legally in Nebraska, you are required to have a minimum liability coverage. These liability cover would take care of injuries caused to others and damages to other people's property as a result of an accident in which you are at fault.
The details of these state required minimum are as follows:
* $25,000 minimum liability cover for bodily injury per person.
* $50,000 minimum liability cover for bodily injury per accident.
* $25,000 minimum liability cover for property damage.
It is very important to note that every one of the above listed policies, cover the victims of the accident excluding you. If you want to protect yourself and your car, then you would need to get additional cover.
Some policies you can consider are:
Collision: With this, your car is taken care of when you collide with a car or a stationary object regardless of who is at fault.
Comprehensive: This offers your car more protection. Damage to it from other forms of peril like fire, vandalism, hail etc would be covered. If it is stolen, this cover would also reimburse you.
With these extra cover comes extra cost, making it highly important for people to know how to get affordable auto insurance.
You can get affordable auto insurance by starting by getting and comparing quick auto insurance quotes. Quick auto insurance quotes enables you look through the rates different insurance companies are offering for the cover you need.
You can also make significant savings by taking advantage of discounts. There a number of discounts you can try to qualify for like: low mileage discount, good driving record discount, good credit score discount, multiple policy discount etc. Talk to your insurance agent about these discounts.
Always make sure you know every new regulation passed by your state. You can keep in touch by calling the Nebraska Department of Insurance on 402-471-2201.
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