Q: A friend just told me he was saving money by using Titan auto insurance.
Why are Titan's policies cheaper than some others? A: Titan auto insurance specializes in non-traditional coverage for auto policies.
This means they are often willing to insure drivers without a lot of experience or who have a poor driving record.
Most other companies will either not insure such drivers at all or will charge them quite a bit more to cover them.
As far as their policies being cheaper goes we have found that cheaper policies are simply the result of less coverage.
The insurance industry is tightly regulated and all insurance policies will cost roughly the same amount for the same amount of coverage.
Titan auto insurance will often cost less per year, but you have to take into account what you get for that lower cost.
If your policy is cheaper the amount your insurance will pay out in case of an accident is also less.
In many instances all that will be covered is the damage to the other drivers car.
In this case the few dollars you saved by purchasing less expensive auto insurance will not be much of a comfort as you wonder how you are going to buy a new car.
We strongly recommend that you shop around and compare vehicle insurance rates from many different companies before making a decision.
Comparing quotes online is one of the fastest and easiest ways to protect you against overpaying for coverage, and you will most likely benefit from a better policy as a result.