If you buy that and something happens you do not pay more for that service. Marriage brings two people, and everything they own, together; sometimes, everything they own includes their health insurance policies. I am not getting a bill for more money now. There are no guidelines set up in the policy saying you get 3 accidents for free or anything. Its true that using one health insurance policy for both people after marriage can sometimes save money; however, what happens if both spouses already have health insurance policies with which they are satisfied?. Its true that using one health insurance policy for both people after marriage can sometimes save money; however, what happens if both spouses already have health insurance policies with which they are satisfied?. It can be very difficult to get insurance in the first place and if you do get it forget about ever making a claim or you will be cancelled. Between cars, home, life, health, dental, short-term disability, and more there is so much to know. When you go buy a new car do you trust the car dealer to tell you how to spend your money? Do you trust a real estate agent to tell you what is a good deal on a house you are looking to buy? If you answered yes to either of these two questions I have some land in Florida I think you might be interested in. We spend thousands of dollars each year on insurance so shouldnt we know all about it? I am licensed to sell insurance in Massachusetts, which is easily one of the worst states for auto insurance. So why do we trust the insurance companies? Insurance companies are some of the wealthiest companies in the country. Marriage brings two people, and everything they own, together; sometimes, everything they own includes their health insurance policies. Marriage brings two people, and everything they own, together; sometimes, everything they own includes their health insurance policies. On the other hand, your spouse may have a health insurance policy that offers benefits your current health insurance policy doesnt offer, or vice versa. We spend thousands of dollars each year on insurance so shouldnt we know all about it? I am licensed to sell insurance in Massachusetts, which is easily one of the worst states for auto insurance. He had one on the Cape, one in Vermont, and one more that he had just purchased in Vero Beach, FL. If youre both extremely satisfied with your own health insurance policies, it may not pay to eliminate one and keep the other. But what happens when you have a loss and actually use the policy? Your rates go up is what happens. So why do we trust the insurance companies? Insurance companies are some of the wealthiest companies in the country. If you would like to be added to his distribution list for his new articles when they are published just send an email to [email protected] . I worked in the insurance industry for the last eight years and I was always amazed by how many people knew so little about insurance. You get their promise to protect you in the event of a loss. Not all policies are like this but in general this is how it works. Not all policies are like this but in general this is how it works. You go to Best Buy and buy a new TV and you get a new TV. If you would like to be added to his distribution list for his new articles when they are published just send an email to [email protected] . You may have a health insurance policy that allows you to see certain specialists your health requires you to see at lower prices while your spouse, who doesnt need to see these specialists, has a plan that doesnt cover these specialists. When you go buy a new car do you trust the car dealer to tell you how to spend your money? Do you trust a real estate agent to tell you what is a good deal on a house you are looking to buy? If you answered yes to either of these two questions I have some land in Florida I think you might be interested in. Ultimately, as long as the coverage needed is offered, and the prices paid are affordable, whether you keep separate health insurance policies or decide to use only one after marriage is entirely up to you. Between cars, home, life, health, dental, short-term disability, and more there is so much to know. I have had to use my protection plan on my TV twice already. I am not getting a bill for more money now.