Identity theft is a serious matter, and it is fast becoming the most common form of theft in the United States.
Thousands of Americans have experienced it while millions more are trying to prevent it.
The truth is that anyone can become a victim and chances are you know someone who has already suffered from it.
There are some things you can do to try and prevent it including using good antivirus and firewall programs on your computer, not leaving your banking information open when you are online, and frequently changing your pin on your debit card and other passwords.
If there is some good news about identity theft, its that it no longer takes a miracle to get it fixed.
Years ago banks would conduct investigations, and try to see whether the customer really suffered from theft, or if they were lying.
This process went on for months and caused a lot of grief for the individual.
Now with so many competitors, banks are more concerned about keeping their customers so they have made the process of recovery much faster for everyone.
Many people have begun to hire companies that specialize in protecting against identity theft.
These companies do work, and most of them also offer the service of fixing the problem if you still become a victim.
One thing that sadly does not get fixed most of the time is your credit score.
Your money is returned, credited back to you, but your credit may still be down.
That's not fair, especially if you have taken the time to build a good score.
Luckily there is a quick solution, you can turn to credit repair.
A credit repair company can fix any score no matter the reason it was lowered, and they can do it quickly.
The process only takes weeks, its affordable and very effective.