There are some days you just can't win for losing.
You know the ones I'm talking about.
They're the ones where you get a run in your favorite hose, snag the seams on your slacks, lose a button off your shirt, spill hot coffee all over your paperwork right before the pot falls to the floor with a crash, watch the washing machine flood your laundry room and get in the car only to realize halfway to work you're out of gas-and it's not even 9 am yet.
Bad luck comes knocking at all our doors sooner or later.
The question is, what are you going to do about your auto insurance quotes when it finally comes knocking at yours? Bad luck can come in all forms when it comes to your car.
Sometimes it's as simple as finding out the cat dragged your keys off the table and buried them in the litter box.
Sometimes it's as annoying as listening to the musical sound of a dead starter when you're already a half hour late.
And sometimes it's as terrifying as looking control and flying across six lanes of traffic before you crash into a tree.
There's no guaranteeing what form your car's bad luck's going to come in, but I can tell you which one your insurer's going to care about! See, insurance companies don't like to pay out claims.
It's not that they won't do it-that's what they're there for after all-it's just that you don't stay in business by sending all of your profits back out into the world before they've had the chance to work their magic.
For that reason, they're a little leery of insuring people they think are going to cost them money in the long run-and you're going to be the one to pay that price.
So what can you do? The best defense is a good offense.
Maybe bad luck's going to come along some time, but that doesn't mean you have to roll over and let it do what it will with your auto insurance quotes! When was the last time you took the time to give your insurance a tune-up? Here are the best recommendations from professionals all across the globe when it comes to arming your insurance against disaster and keeping your rates as low as possible.
1) Shop around-often.
No two companies have the same policies when it comes to their auto insurance quotes.
2) Drive a "safe", relatively inexpensive car.
3) Take driving classes to keep positive points on your license.
4) Park in the garage.
Seriously.
5) Re-evaluate your policy.
Are you paying for a bunch of "stuff" you don't really need? 6) Obey the rules of the road.
A clean record means you represent less of a risk, and even if you are in an accident or receive a speeding ticket you may be able to have it forgiven if it's your first offense in a five-year time frame.
You might not be able to stop bad luck from coming along, but with a little homework and a few well-placed phone calls you can stop it from wreaking any more havoc than it absolutely has to.