If you have the luxury to raise capital, investing in property can yield a pretty good return. Properties with high net worth mortgages, or those ranging from 300,000 up, have typically good potential for high profits because they are considered as high-risk investments. New time investors don't really endanger their financial security for something they have no experience over. However, if you are looking to expand your buy to let portfolio, it's important that you know what property to buy. The following are just some of the points you need to address before making that jump.

Point #1: Which locations have the largest number of tenants?

There are now more than 8 million tenants in England alone and that's a large market for property developers of buy to let homes. But they are not concentrated on one area, so you need to have market intelligence on where they typically hole themselves up. Buy to let developers focusing on low end market will probably invest in Outer and Inner East or North and South East. The downside, however, is that they are already congested. So can you still spot a quality flat that won't take too much to remodel but still attract steady clients?

On the other end of the spectrum, if your market is the very rich worthy of your high net worth mortgage you would do well investing in properties in Wands worth, Camden, Ealing, Camden, Kensington & Chelsea, Bromley or Lambeth.

Point #2: Which properties attract the most clients?

This is where the fun begins. You can easily find out the market value of the properties of a given boroughs just by studying property market trends. The financial adviser in London can also help you wade through the requirements of securing the best possible mortgage. The bigger questions are: who are your intended market and what type of property that is very popular for them?

Do you cater to students or ordinary labourers? If so, you should probably keep the amenities to the most basic in order to reduce the costs and improve your cash flow. Do you cater to the affluent? Then, you should keep up with the modern trends and make sure to offer something new to add value to the property. Remember, your market will not be too impressed with superior quality materials alone due to their sophisticated tastes.

Point # 3: How much should the rental be?

When you are dealing with high net worth mortgage, finding the right balance in determining rent is crucial. You don't want it too low because it won't attract the affluent who knows the value of putting value on an asset. You don't want it too high however in order to expand your clientele.