- 1). Gather all of your available banking data. It can be helpful at this stage to acquire physical copies of current statements for all your accounts, so that you can combine these into a master list of your assets and debts. Print out credit card statements, bank statements, and mortgage or loan statements and keep them in one specific folder or storage area. Reviewing these documents so you are familiar with the account numbers and balances of your financial footprint will be helpful when reviewing your credit report later.
- 2). Obtain a free copy of your credit report. Every American citizen is entitled to one free copy of their credit report per year through any of the three major credit companies. This credit report can be obtained by visiting freecreditreport.com or by accessing any credit report website that is recommended by state or federal government. After accessing your free credit report, print out a copy for personal use and locate each credit account listed on the report. If you cannot track down an account, call the contact number to determine its status and origin.
- 3). Contact your personal banker or another banker at a bank you frequently use. This banker will be able to help you determine which bank accounts you still have with their organization, including both open accounts and closed accounts. They may also be able to access accounts through other banks, or at least point you in the right direction to access these accounts on your own.
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