A sample hardship letter will help a homeowner find a solution to prevent a home foreclosure by a lender. By explaining his or her financial predicament to a loss mitigator the home may be saved or the homeowner can be put into a "short sell" position.

Do you have a Countrywide Financial mortgage and there seems to be no one there that will give you break on your insurmountable financial problems? Even though the loss of income or high renewal rate is breaking your household budget does it seem that the Obama federal loan modification plan is passing you by? If so then you need help on strategy and that strategy begins with the proper hardship letter. And you don't have to write from scratch because you can follow a sample hardship letter.

What exactly is a hardship letter?

It is a couple of well-written pages describing your predicament and how you want Country Financial to help you keep you and your family in your home. By following a the sample letter you can convey your problems to the loss mitigator explaining the extraordinary circumstances that led you to you financial difficulty.

A sample hardship letter is not a cure-all for every situation. It is a template to help you get your words down on paper. Because every situation is different and so is every loan modification plan hardship letter. When you study the sample letter it will demonstrate the proper tone you should have because the reader will have to grasp your predicament on the first pass so that you will be remembered. And when hundreds of loan modification plans cross the desk of a loss mitigator you need to rise above the pack.

The Obama federal loan modification plan was instigated with you in mind. The sample hardship letter will help this plan help you. In fact the sample letter will be one of the most important instruments in your toolbox when you deal with the bank.

Countrywide financial has thousands of cases just like yours. Don't you want to be noticed on the first pass across a loss mitigator's desk? A letter can make this a reality. Use the hardship letter as you would a speech coach, to unlock the words that will help you achieve financial freedom. But you have to act quickly because the window of opportunity might not be open for very long. Get your sample hardship letter and stay in your home. Then begin your march back to financial independence.