- 1). Contact your insurance company. Explain to them that a judgment has been made against you requiring you to obtain an SR-22 on file for a period of time. Some insurance companies may drop your coverage for certain accidents or criminal charges. Other may offer you the SR-22 coverage at a higher rate that your other insurance policy. This is considered a high-risk policy.
- 2). Check if you've been dropped by your insurance company. If your auto insurance was dropped because of the judgment against you requiring an SR-22, there are other insurance companies in VA that offer SR-22 coverage. Serenity Insurance Group (at (800) 774-0520) covers Virginia. Explain to the agent that you are required to carry SR-22 insurance coverage. You can go to their website, select your state, fill out an application and receive a quote in a matter of minutes. Wessell Insurance Services LLC (at (866) 663-7561) can be contacted by phone or you can receive a free quote directly on their website. Atlas Insurance Agency (at (703) 549-0000) also deals with SR-22 high risk insurance in Virginia. You must either visit them in person or call them to file an SR-22 policy. They do not have a quote option on their website.
- 3). Fill out the free quote. The form is fairly simple to understand. You will need to add in basic information such as name, address, telephone number and your gender. Then the questions may get a bit more complicated. Your diver's license number is required as well as mileage to and from work or year-round. You may need to answer what type of violation you had and how many people were involved in the accident. Your vehicle information is required; make, model and VIN number. If you have all the information gathered, it should only take about 10 minutes to fill out the free quote. Then you will receive the quote on how much you will have to pay for your SR-22 coverage in Virginia.
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