Raising capital to start up a business is sometimes not an easy task.
However, this depends on which business you're to start up.
Starting businesses which require a lot of capital and man power sometimes need you to acquire a loan in order to meet all the costs.
However there are so many ways on how one can raise capital for a business.
Savings; these may be personal savings or savings from your partner's income.
Personal savings can be generated from personal incomes like from salaries and commissions.
They can also be acquired from pensions and gratuities.
However some people are helped by their partner's savings who contribute capital for them from their incomes.
Wind falls: here you should be lucky enough.
You can get incomes from financial gifts or lotteries and it is better if you invest these windfalls other than spending all of them uselessly.
Sell your stuff: this includes the personal assets that you have like land and house hold items.
Many people keep capital in commodities which appreciate value and can easily be turned into cash.
Awards and competitions.
Enter competitions and you never know you might be the lucky winner of the cash.
Do not ignore entrepreneurial competitions from companies because you never know you might win big and in turn resort to investing it.
Relatives and friends.
You can also obtain money from relative and friends who are willing to lend you and return with no interests and strings attached.
You can also get micro loans; these will help you especially if you combine them with hard work, endurance and good management.
If you have a good plan in a potentially lucrative niche, micro loans might be easier to get however if your business plans are big then you need to design and good business plan and present it to the bank for bigger loans.
Invest using your dividends.
These are returns from the shares that you invested in.
When the stock market price increases, you can use the dividend that you have got as capital to invest in another business.
You can also raise capital for your business through leasing machines and equipments from individuals and through financial institutions.
Leasing reduces your initial start up capital.
Lastly government grants can help you to raise capital for your business.
Some governments have grant programs for specific types of new businesses and a number of institutions and Non Governmental Organizations also give start-up loans.