In whichever transaction, disputes are bound to occur between the parties because one of them may breach the contract either by failing to do what is expected of them or doing the wrong thing altogether.
Credit repair conflicts can be between the debtor and his creditor or the debtor and the creditor bureau.
The first thing the debtor should ensure is that all proceedings are done within the stipulated law.
The process of making any complaints should always follow the laid down legislations.
Failure to follow the law always leads to invalidation of the case; whether it's genuine or not.
A major cause of credit repair disputes is failure by the debtor to confirm with the creditor that the debt is really his and whether the amounts are right before settling it down.
Making hasty payments of past due debts to a creditor may not after all be the solution to a poor credit report.
Keeping a record of all correspondence with a creditor is a sure way to avoid conflicts.
Every letter received from or sent to the creditor should be well kept for future references.
It also advisable that all agreements between the debtor and the creditor be recorded in writing.
Making transactions or disputing over the internet is not advisable as there may be no evidence of such actions ever taking place.
Credit repair conflicts can also be contained by hiring a professional and reputable debt management firm.
Imposter firms usually post their advertisements especially through the internet where they promise to reverse the negative credit reports within short periods of time at unbelievably low rates.
Debtors should ensure that they verify the validity of such firms before signing up with them.
Such information can be obtained from the registering bodies or concerned government agencies.
Another way to avoid conflicts during credit repair is to validate the negative information contained in the credit report.
The credit bureau may sometimes make mistakes during their analysis.
It helps to be sure that the information contained in the report which in the first place has resulted in the poor credit score, is true and accurate.