The final installation of our tax refund mini-series looks at the tax deductions available to other workers in the construction, building and property sectors.
We've already looked at the PAYE tax relief available to Carpenters & Joiners, Heating Engineers, Scaffolders, and Domestic Glaziers, as four key areas within the building trades which can attract a healthy dose of tax relief.
Here, we look at how much you could claim back if you're a builder, construction engineer or an electrician on PAYE.
Builders The majority of builders working under PAYE can claim a tax refund of £123 using this service.
As with the previous articles, claimants need to make sure that they're on PAYE rather than CIS or Self Assessment.
If you're unsure which of these tax systems you fall under, speak to your manager or HR department to find out.
Construction Engineers Construction and building engineers can claim an even larger tax refund under PAYE - in fact, the majority can claim back a £157 cash refund from the tax office.
The term 'construction engineering' in this instance covers the majority of metalworking roles, including fitters.
Electricians Electricians working under PAYE can claim a tax refund of up to £127 from HMRC using this service.
Whilst many electricians are self-employed, and therefore not eligible for this refund, any electrician who works for somebody else (rather than for themselves) should be able to claim.
In any case, it's vital that you pay tax through PAYE rather than through self assessment.
Unlike the previous two sectors, refunds for electricians come in two forms - those who wear a uniform, and those who wear a uniform and provide their own tools and equipment.
Expect a tax refund of £64 and £127 respectively.
How this refund works If you have to provide your own tools or equipment for work, or wear a uniform, or both, your application for tax relief is pretty much guaranteed to be accepted The Income Tax Act (2003) allows people to claim tax deductions against their work expenses - but not many people know that.
Forget Self Assessment or CIS - this one is for the regular employee on PAYE.
Once your application for tax relief is accepted by the tax office, it has the effect of increasing the amount of money you can earn before you have to start paying tax.
Or, in other words, your taxable income is reduced by the amount of the tax relief.
How much you could claim If you're a builder, construction engineer or electrician on PAYE and you have to either provide your own small tools for work, wear a uniform, or both, submitting a tax rebate claim (backdated to April 2004) could easily result in up to £740 in tax relief.
Once applied, this tax relief will result in a tax rebate of around £127.
Timescales It takes just a couple of minutes to complete an online tax refund application - then allow 10-12 working days for us to negotiate your refund with the tax office.
Timescales tend to remain fairly static, but please do bear in mind that timescales can vary a little if the tax office is particularly busy.
Claiming yours If you're on PAYE and wish to claim this tax relief then you should act fast because the deadline for claiming back to April 2004 is approaching.
After 31 January 2010, you'll no longer be able to claim this far back.
To claim a tax refund from HMRC, check out our tax relief on expenses page now.
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