Can you bank on over fifty shopping discounts?

Can people over 50, over 55, or over 65 really take advantage on good discounts for products and services? The baby boomer group has always been a large part of the population. Now that boomers are entering midlife and retirement years, some companies want to solicit their business. Some do this by soliciting business with discounts and special offers.

But some of these companies do not openly advertise price breaks for people over 50, over 55, or over 65. They may not want to be viewed as catering to one specific age group. However, you can still get discounts if you know how to ask for them.

Not everybody over 50 will get a price break. Remember that this group could consist of people who are 55 or 85 years old! That is quite a big span. While many insurers find that middle aged people make fewer accident claims, the risk does increase for older seniors. The easiest way to find price breaks on your coverage would be to shop around. You can find some great online car insurance quote forms to help you find the best deals.

What about retail discounts for people over fifty?

Many local and national brands offer price breaks for older customers. You just have to walk in and ask for some of these. Others have certain days, like Senior Tuesdays, when they will offer a price break for people over a certain age. You may have to sign up for a free membership card for some offers, while other companies will ask for a driver's license or just take your word for it. Note that some national chains let individual local stores decide to offer discounts or not. So just because you got a 15% discount on your breakfast at one restaurant does not mean that the same brand of restaurant will offer it in another location. However, you can usually just ask for these discounts.

Do not be afraid to ask either. The wait staff or clerk may not ask you because, if they are not sure, they will not want to offend you by suggesting you look older than you really are. However, if you do ask them, they are usually quite eager to make sure you get your discount.

You can find these price breaks at a large variety of retail stores and services. They range from auto oil changes to hair salons to toy stores. If you already know you need a service or product, why not arrange your shopping around an over 50 discount? If your mall, for example, has a lot of over 50 discounts on Tuesday, then why not make that your shopping day.

You may not think that saving ten or fifteen percent is worth much trouble. However, if you add it all up, you can save hundreds of dollars over the course of a few months. And some larger purchases may even come with price breaks for older people. You can even find discounts on new vehicle or airline ticket purchases. Saving a few percent from the price of a large purchase can save you a lot of money.