Would you say that shopping for auto insurance quotes is extremely easy, extremely difficult, or somewhere in the middle? No, I'm sorry, extremely annoying wasn't on the option list! There's no denying that shopping around for insurance quotes leaves most people with a bad taste in their mouth for a reason.
If you don't know what you're doing there's a very good chance you'll rip your hair out long before you've got the deal you want.
That being said, if a fairy godmother were to come along, wave her magic wand and suddenly transform shopping for auto insurance quotes into the easiest thing in the world, would you really be complaining? Of course not.
No one with a lick of sense would! We're hardly your fairy godmother (there are strict regulations on flying with a pointy object in Pennsylvania airspace) but we are more than happy to step in and help fill in the gaps to take some of the hassle out of your quote shopping experience! Are You Using a Quote Finder? First things first-are you taking advantage of all of this great technology we've got available to us these days, or are you still shopping for auto insurance quotes the hard way? If you're going to each website and filling out a form for each carrier, you're working too hard.
Quote finding services abound on the web that are dying to connect you to insurers all across the country to help you find the deal you deserve! Do You Know What You're Looking For? It's an undeniable truth that when you're shopping for auto insurance quotes, dollar signs aren't everything.
There have been hundreds of drivers over the years that have taken the cheapest quote to roll their way, only to bitterly regret it the first time they got in an accident and found out their insurer wasn't there to back them up! Quality, reputation and adequate insurance coverage are more important than price.
It's going to cost you a lot more to pay the fines when you find out you're underinsured than it is to just pay a little extra for your insurance now.
Which brings us to our next point...
Do You Know How Much Insurance You Need? Have you got any idea of how much insurance coverage you actually need? Every state is different; some have guidelines about minimum insurance coverage levels, some just charge you a fine for cruising the highways uninsured.
A good guideline is to abide by the 50/100/50 liability rule, with comprehensive and collision covering your car-just in case.
There are plenty of companies out there that can give you "full coverage" at a decent premium.
If you're ever in an accident, you'll swear it's the best money you've ever spent.